If you are dealing with an injury settlement, getting the injury demand letter right is crucial. Most attorneys are experts in writing this type of correspondence, and it is always wise to speak with one of them about having them represent you and write this letter on your behalf. However, if you would like to [...]
Insurance companies follow a standard process when totaling a vehicle. Usually, once you file a claim, the insurance adjuster looks at your vehicle statistics. They will look at your car’s mileage, make, year, and model. From there, they will try to asses the damage from what you tell them. For example, if the vehicle cannot [...]
When is the best time to start your bodily injury negotiation? Some people try to negotiate their pain and suffering, loss of consortium, and the like damages the day after the accident (some the same day). The insurance company likes this type of fellows. They know they can get a substantially discounted settlement within the [...]
I must admit, I though most insurance polices were similar. You know, if you carry liability coverage, you basically carry the same coverage that I do, except that you have different limits and/or deductibles.
I was wrong. I took several polices and compared the “same coverages”. I came to the conclusion that the coverages are simply [...]
Ok, let’s set the record straight. There is a right and a wrong way to file an insurance claim. What you say the day you file your claim can give the insurance company enough to decline your coverage. You must be aware of what you are doing before proceed forward.
Here is a short how to [...]
We get emails about his all the time. Here is our reply: depending of who is denying your claim, your rights can be protected. If you are making a claim against someone else insurance company, they can tell you that your claim is denied because they believe that your at fault. That is about all [...]
Adjusters tent to be pushy and cranky. They do have a big claim load and they have a lot of responsibilities in every single claim. However, that is not your fault. You pay premium for a good service and help you in a harsh time.
If the adjuster is pushy or out of line, then contact [...]
