The issue is not to file the claim; the issue is to stay away from getting into an accident!
The weather is changing rapidly. Prepare yourself for what winter has to offer. Snow is not here yet, but you can start preparing (budgeting) for those snow tires, sand, salt, anti freeze, etc. Keeping a warm coat in you car can become very useful in case you end up in the ditch!
Also, a mechanical inspection [...]
