Ok, let’s set the record straight. There is a right and a wrong way to file an insurance claim. What you say the day you file your claim can give the insurance company enough to decline your coverage. You must be aware of what you are doing before proceed forward.
Here is a short how to [...]
Yeah, insurance companies will try to fix your car with use parts. They will call it something different. They will probably call it OEM or After market Parts. They are technically not “used” parts; they are just not manufacture by the original maker of the car. Instead they are manufacture by other factories in other [...]
You get in a car accident and your car is not fixed correctly. The paint does not match the rest of the car. What should one person do in that circumstance? You should notify the insurance adjuster as soon as possible.
Insurance companies carry a lot of weight among their “approved” body shops. Think the amount [...]
Do you have a question? Do not want to hire an attorney to give you answer? And the insurance company is giving you the run around?
We had several inquiries via email per day! We realized that we needed to open the forum to questions. We are writing this site as fast as possible, but it [...]
The duty of good faith and fair dealing applies to all insurance companies and in the United States. They have duties codified in every state statutes. All states are very similar since these duty arises the same place, the second restatement of contracts.
There are duties that insurance companies must fulfill when dealing with the public. [...]
Insurance companies will write the Auto Damage Estimate accounting for the depreciation of your vehicle. They will tell you that since they only owe you Actual Cash Value (the value of your car the day it was hit), then they owe you to fix that car with used parts.
The theory insurance companies like is that [...]
