Vehicle accidents could be very hard to deal with, especially if you are missing work. We all know that dealing with insurance adjusters is not a very pleasant experience. Trying to document a claim can take a long; sometimes talking to an adjuster can take well over one hour. Are you entitled to payment for [...]
The duty of good faith and fair dealing applies to all insurance companies and in the United States. They have duties codified in every state statutes. All states are very similar since these duty arises the same place, the second restatement of contracts.
There are duties that insurance companies must fulfill when dealing with the public. [...]
When you are involved in a car accident, you can collect payments for your bodily injury. Most of us have heard the terms pain and suffering. However, the law has divided damages into different categories.
When seeking compensation for injuries, you are really seeking “compensatory damages”. Compensatory damages objective is to put the injured party back [...]
So you have an accident and the claim adjuster only offer you a pitiful offer for your pain and suffering. How can you affect the negotiations? One effective way is to remain the claim adjuster of any future expenses that you will need. Even if you are in a minor accident, it is very possible [...]
Loss of consortium is the claim attorney’s use to seek compensation for the loss of companionship, advice, and sexual activity. The interesting thing is that his claim is not made by the injured party but by the spouse or child(ren) of the injured party.
The legal relationship must be present. The spouse must be legally married. [...]
A bodily injury reserve is a movement of money from one account to another made by the insurance carrier. They move the money from the “Assets” account into the “Liabilities” account. The insurance company must reflect for money that it will pay out to settle claims. This money is a liability because you (the injured [...]
So you are in an accident and you feel like a train ran all over your back. You cannot miss work and you show up at the office. You put up with the pain for 3 days until it goes away. Where you injured? The insurance adjuster will tell you no. Or at least [...]
You are entitled to recover for pain and suffering when someone else causes your pain. In other words, if you crash against a telephone pole, you insurance company will cover your medical bills (if you have personal injury protection), but will not cover your pain and suffering.
Now, if you cause the accident and you have [...]
