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Archive for the 'Property Damage' Category

Winter is coming. Avoid getting in an accident?

The weather is changing. Temperatures are dropping. This is a good time to start shopping around for those things you will need for your car “Snow tires, chains, shovels, engine heaters, etc. Remember that once the winter hits, the lines will get crazy and you will be waiting a long time.
Remember, temperatures will drop and [...]

The issue is not to file the claim; the issue is to stay away from getting into an accident!

The weather is changing rapidly. Prepare yourself for what winter has to offer. Snow is not here yet, but you can start preparing (budgeting) for those snow tires, sand, salt, anti freeze, etc. Keeping a warm coat in you car can become very useful in case you end up in the ditch!
Also, a mechanical inspection [...]

Auto insurance claim question? Accident questions?

Do you have a question? Do not want to hire an attorney to give you answer? And the insurance company is giving you the run around?
We had several inquiries via email per day! We realized that we needed to open the forum to questions. We are writing this site as fast as possible, but it [...]

My dog is a total loss?

Believe or no this happens often in almost every jurisdiction in the US. Dogs are considered property and therefore are subject to the same depreciation that other property has. If the value to fix your dog is more than its actual cash value the day of the accident, then Fido is a total loss!
The insurance [...]

Duty of Good Faith? What’s that all about?

The duty of good faith and fair dealing applies to all insurance companies and in the United States. They have duties codified in every state statutes. All states are very similar since these duty arises the same place, the second restatement of contracts.
There are duties that insurance companies must fulfill when dealing with the public. [...]

Damage to Personal Property

If your vehicle is broken into and there is damage to personal property, it is possible that the insurance company will exclude coverage completely. Insurance policies are written in such a way that you have to get homeowners or renter’s insurance in addition to your auto policy to have coverage for personal property.

Usually the battle [...]