Learn how to read a police report
Learning how to read the police report is critical. If you do not understand what the police report says ,then the insurance adjuster can omit important information that affect your claim and/or case.
The “big” issues are usually outline in the portion where the officer actually writes the testimony. Remember that the written out report is not what happened but what people testified it happened. The officers assessment of fault and the findings about the accident are not in this portion. So how do you know what the police officer is thinking about these issues?
There are different sections in the police report. You need to read them and understand that each section is different and it has different meanings. Some of these sections are citation boxes and/or contributory circumstances boxes. They are each label with codes. If you do not understand the code, then you are not going to be able to understand what the police officer is reporting.
Most police reports do not have an answer key or an overlay sheet that will tell you what the codes mean. Auto Insurance Claim Advice, in its section “how to read a police report:, has a list of all states overlay sheets. Be sure to check it out for the overlay lay sheet of your state.
Remember, if you fight your insurance company with information, you could easily win your case.
